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Welcome to my Blog!  I will update you frequently on the happenings of the area and what is new in the loan world!

Miami Real Estate Blog

Fixer Uppers Rock!

Fixer-uppers are an increasingly popular option for home buyers looking to save a little money in exchange for a bit of elbow grease, says Leslie Piper, a real estate agent with San Francisco Bay Area real-estate firm Pacific Union.

But where are the best spots for buying such properties? Based on the percentage, as of December 2014, of home listings that included repair-relat





Miami Real Estate Blog

Housing inventory continues to tighten

Housing inventory continues to tighten in markets across the country a 2015 trend identified by realtor.com Chief Economist Jonathan Smoke in its housing inventory data report for January.

Nationwide total listings declined by 6.7% month over month and about 8.7% year over year.

January's inventory data suggest a continuation of the tightening trend we identified last mo





Miami Real Estate Blog

Fake it until you take it

Adverse possession is the centuries-old legal principal that says, basically, if a squatter occupies a piece of land long enough, he owns it. This week, a Howard Beach man named Peter Zephyrin has been telling local news outlets that he's using adverse possession to take ownership of a boarded-up apartment complex in Queens and that he's charging tenants $250 a week to take up residence there.





Miami Real Estate Blog

What subprime crisis?

Loans to consumers with low credit scores have reached the highest level since the start of the financial crisis, driven by a boom in car lending and a new crop of companies extending credit.

Almost four of every 10 loans for autos, credit cards and personal borrowing in the U.S. went to subprime customers during the first 11 months of 2014, according to data compiled for The





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